Charlotte jumbo loans 2026: above $806,500 in Mecklenburg, 10-20% down, 700+ FICO, and how to finance a luxury home in Myers Park, Eastover, or Lake Norman.
Conventional loans in Charlotte NC for 2026: 3% down options, PMI cost, conforming loan limit ($806,500), credit score minimums, and how it stacks up against FHA.